Domestic Cost Plans

A professionally prepared elemental cost plan — the credible construction cost figure your project needs at design stage.

A rigorous cost breakdown — not a back-of-an-envelope estimate

An elemental cost plan breaks a construction project into standard cost elements — substructure, external walls, roof, internal fitout, services, externals — and applies measured rates to each, adjusted for your specific specification and site conditions.

This is not a rough estimate. It is a professional quantity surveying document, prepared by an MCIOB-qualified surveyor, that gives you — and your lender or architect — a credible and defensible construction cost at design stage.

All cost plans are prepared to a standard template and issued in PDF format on headed paper.

Unlock self-build mortgage approval sooner

Many self-build mortgage lenders ask applicants to evidence construction cost before the project goes to tender. A professionally prepared cost plan satisfies this requirement — avoiding the situation where a lender chases you for a contractor's quote that doesn't yet exist.

A design decision tool

A cost plan lets your architect — and you — test the cost impact of specification choices before anything is committed. Slates vs tiles. Underfloor heating vs radiators. Triple vs double glazing. Numbers before decisions.

What's included in the cost plan

Elemental breakdown

Cost plan structured by standard construction elements — substructure, frame, roof, external walls, internal finishes, services, and externals.

Specification-adjusted rates

Base rates adjusted for your spec — heating type, ventilation system, glazing specification, finishes and any unusual site constraints.

Contingency allowance

Appropriate contingency percentage applied depending on design stage — higher at concept stage, lower when detailed drawings are available.

Professional PDF report

Issued on headed paper with project details, drawing reference, date and revision number — suitable for mortgage or planning submission.

Cost per m² summary

Total and elemental cost per square metre figures provided — useful benchmarks for your architect and lender.

Revision included

One revision is included to reflect updated drawings or specification changes — provided within a reasonable timeframe of the original issue.

Clients, architects and lenders

Self-build clients

For mortgage applications and to understand what your project should cost — before committing to a builder or accepting a tender.

Architects

Cost certainty at design stage helps architects manage client expectations and supports value engineering before detailed design is locked in.

Mortgage lenders

A professionally prepared cost plan from an MCIOB QS provides the construction cost evidence specialist lenders require for self-build mortgage approval.

What we need from you

Send us the drawings

Floor plans and elevations are the primary inputs. From these we take floor areas and assess the full specification — no checklist or additional documents required.

We assess the specification

We review the drawings to identify all specification items that affect cost — heating type, ventilation, glazing, roof finish, finishes — without you having to complete a checklist.

Cost plan prepared and issued

The elemental cost plan is prepared, checked and issued in PDF format. Typical turnaround is 5–7 working days from receipt of drawings.

Revision if required

If your architect updates the design or spec, we revise the cost plan accordingly. One revision is included in the fee.

Request a cost plan

Send us your drawings and we'll have a fee back to you within 24 hours.